Does the commercial bank include China Construction Bank?

Commercial banks generally refer to banks that operate funds through business models. At present, most domestic banks are commercial banks, including China Construction Bank.

Commercial banks are divided into state-owned commercial banks, other joint-stock banks and private commercial banks according to their capital composition. State-owned commercial banks are mainly four major state-owned banks, namely China Industrial and Commercial Bank, China Agricultural Bank, China Bank and China Construction Bank. Other joint-stock banks include Bank of Communications, Minsheng Bank, Shanghai Pudong Development Bank, China Everbright Bank and Industrial Bank. Private commercial banks include CITIC Bank, Shanghai Pudong Development Bank, Ping An Bank and Huaxia Bank.

Commercial banks are divided into asset business, liability business and intermediate business according to the source of funds and business scope. Asset business refers to the bank's use of absorbed funds to engage in credit activities, such as loan business and investment business; Debt business is the implementation of deposit, loan business and bank funds according to the source of bank funds; Intermediary business is to provide some services, such as settlement business and trust business, by taking advantage of capital, reputation and residence.