What is the annual cost of auto insurance, gasoline and daily maintenance for an ordinary family car?

1. Travel tax: Travel tax rate is related to engine displacement. The more displaced people there are, the higher the tax rate is, and the tax rate varies slightly from place to place. Generally speaking, the annual tax for cars with a displacement of 1.6 is around 420 yuan.

2. Compulsory insurance: Domestic vehicles generally pay compulsory insurance to 960 yuan. If there is no insurance and no accident, the discount can be continued every year, and the lowest discount can be given to 650 yuan.

3. Annual fee for vehicle inspection: Ordinary family cars do not need online inspection within six years, so there is no need to spend this money. Online test once a year after six years. The cost of each test is about 160 yuan. If the test fails, you need to repair or find a scalper, regardless of the cost. These fixed fees, whether used by car or not, are mandatory and must be paid between 1540 and 1230 yuan.

4. Commercial insurance: Commercial insurance is not compulsory, but highly recommended. Judging from the current driving risks, the third party liability insurance should cover at least 6,543,800 yuan. If it is a new car, it should also be insured against car damage and other insurances, such as theft insurance, glass insurance and scratch insurance. It may not be available for purchase. If these insurance premiums are new cars, they should cost at least 5000 yuan. If the insurance does not continue, the cost can be reduced year by year, and eventually more than 2,000 yuan a year may be enough.

5. Fuel cost: Fuel cost is directly related to the mileage you drive. The more you drive, the higher the cost. Generally speaking, the current gasoline price of a car with a displacement of 1.6 is about 0.6-0.7 yuan per kilometer. If it runs 10000 kilometers a year, the cost is about 6000 yuan.

6. Car maintenance costs: the car is maintained at least once a year. The price of an ordinary family car ranges from 200 yuan to 500 yuan. Very frugal. If you want to use the oil well, the cost will be higher if you repair it in a 4s shop. If you want to repair it outside, the cost is lower. In addition, if the car is used for more than five years, it needs to increase other maintenance costs, such as changing transmission oil, spark plugs, tires, brake oil, antifreeze and so on. The one-time expenditure is about 3000-5000 yuan. Other maintenance costs can't be calculated, which depends on personal use and the failure rate of the car.