Is it reliable to buy insurance in China Agricultural Bank?

It is more reliable to buy insurance in China Agricultural Bank. Because the insurance bought in the bank actually belongs to the products of the insurance company, the insurance contract will be signed with the insurance company in the end, and the guarantee content is subject to the terms and has legal effect, so there is no need to worry about the unreliability of buying insurance in the bank.

However, there are some precautions when buying insurance in the bank. The details can be seen as follows: How about bank insurance? These contents need to be cautious!

This bank is one of the insurance sales channels approved by China Banking and Insurance Regulatory Commission. Consumers can buy insurance products through the bank counter, and the underwriting and subsequent claims that may occur are the responsibility of the relevant insurance companies. China Agricultural Bank is equivalent to? Acting sales? This role.

In addition, China Agricultural Bank is the controlling shareholder of Agricultural Bank Life Insurance Co., Ltd. By the end of 2002 1 1, the total premium income of Agricultural Bank Life Insurance was 2965438+58 million yuan. Among them, the scale and proportion of renewal premium income are ahead of comparable peers; The new single premium payment business accounted for 37.4%, ranking first among comparable peers.

If you want to know more about ABC Life Insurance, you can check it out: Is ABC Life Insurance reliable? Is the product guarantee of ABC Life Insurance good?

Although it is more reliable to buy insurance at ABC, it still depends on whether the insurance products meet personal needs. Banks generally sell insurance products with financial management functions, such as dividend insurance, universal insurance, old-age security, whole life insurance and annuity insurance.

Senior sister suggests that you first allocate critical illness insurance, medical insurance, accident insurance and term life insurance, and then use idle funds to buy bank wealth management insurance. If financial insurance is given priority in the case of incomplete allocation of guaranteed insurance, then financial insurance is usually not enough to transfer the economic risks caused by diseases or accidents when suffering from serious illness or emergencies.

About these common insurances, you can also learn about them through this in-depth article: What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?

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