What are the varieties of China life insurance

China life insurance varieties mainly include health insurance, accident insurance, travel insurance, property insurance and personal insurance. The details are as follows:

1. Health insurance: it is further divided into major disease insurance and medical insurance. Critical illness insurance, as long as the contractual conditions of the disease, such as malignant tumors, acute myocardial infarction, after-effects of stroke, etc., the insurance company will pay a compensation, the essence of critical illness insurance is "loss of income insurance", claims are not limited to the use of the money can be used for treatment, repayment of mortgage payments, pay for the children's education costs. Medical insurance is a kind of compensatory insurance, which mainly covers the medical expenses of the insured in designated hospitals, and is categorized into sickness medical treatment and accident medical treatment.

2, accident insurance: insurance accident, sudden, external, unintentional events lead to personal damage, generally include: accidental death, accidental medical and accidental disability. Accident, everywhere, unavoidable, and accidents often cause huge losses, unforeseen, especially for the family breadwinner.

3, travel insurance: the scope of people's domestic tourism continues to expand, the way of travel is also more and more, in the enjoyment of a good trip at the same time, whether it is the travel agency or the tourists themselves, should consider the possibility of accidents, according to their own actual situation appropriate purchase of travel insurance, in order to protect their own in case of emergencies in order to get timely and effective rescue and all-round protection.

4, property insurance: refers to the policyholder according to the contract, to the insurer to deliver premiums, the insurer according to the insurance contract of the insured property and other related interests due to natural disasters or accidents caused by the loss of liability insurance.

5, life insurance: life insurance is a person's life insurance as the subject of life insurance, to the insured during the insurance period of death, total disability or survival to the expiration of the insurance period is not paid the conditions of the insurance benefit. Life insurance, the family economy needs to configure a, in order to prevent the death of a cause, making the family's financial income sharply reduced, life insurance reflects the love and responsibility for the family.