Traditional Culture Encyclopedia - Traditional stories - What's the difference between payment method and settlement method?
What's the difference between payment method and settlement method?
1, the concept itself is different. Payment method refers to all kinds of payment shortcuts that need to be paid for shopping or consumption. The settlement method refers to the procedures and methods of realizing monetary receipt and payment between units (or individuals) in certain forms and conditions.
2. Different classification methods. Payment methods include cash on delivery, credit card payment, online payment, PayPal payment, bank wire transfer and postal remittance, and settlement methods include bank draft, commercial draft, cashier's check, cheque, remittance, entrusted collection and settlement by acceptance in different places.
3. The number of applicable entities is different. The payment method is only applicable to the payment method agreed by both parties through consultation, and the settlement method can be applicable to economic entities, and the number can exceed two.
4. The development history is different, and the payment method only develops with the development of science and technology in the economy and society. Its historical development is consistent with the development of science and technology, and the settlement method exists between countries and economic entities in economic globalization and develops with the development of economy.
Baidu encyclopedia-payment method
Baidu Encyclopedia-Settlement Method
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