How much is the monthly pension for 60-year-olds in rural areas?

From the basic level of rural areas in China, the annual payment is still 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, while the annual subsidies given by the state are 30 yuan, 40 yuan, 50 yuan, 60 yuan and 70 yuan respectively. According to the current reality, the minimum amount of basic subsidy for the elderly over 60 is 55 yuan/month, which is also the level in most rural areas. According to the above data, if the 60-year-old pays the endowment insurance according to 100 yuan/year, then the monthly fee he can receive now is 55+(1500+450) ÷139 = 69 yuan; If you pay the old-age insurance according to 500 yuan/year, the monthly fee you can get now is 55+(7500+1050) ÷139 =116.5 yuan.

Second, the rural basic pension.

Most farmers in our country have no habit of paying insurance money because of their low income level. Even so, the state will give fixed pensions to the elderly in rural areas. This pension is completely free, and anyone over 60 can receive it. This basic fixed pension is generally between 75 yuan-100 yuan. In most areas, the payment standard is 75 yuan per month, so it has also subsidized more than 800 yuan in the past year!

From the above data, it is not difficult to see that the pensions received by the rural elderly will vary greatly according to the amount paid, but they are basically between 60 yuan and 100 yuan per month.

Rural old-age insurance, male over 60 years old, one-time payment 15 years old-age insurance, with a total amount of 94,428 yuan, and monthly pension after payment 1300 yuan.

Rural endowment insurance:

Generally, the insured objects are agriculture and population with no state-supplied commodity grain in rural hukou, and workers in rural agriculture, commerce and other industries, including employees of township enterprises, private teachers and cadres and workers recruited in villages and towns, all participate in unified rural social endowment insurance. Regardless of gender and occupation, those aged 20 to 60 and under 20 can also be insured according to their economic affordability and future pension needs.

Rights and interests of the insured:

If the applicant dies during the payment period, the individual shall pay all the principal and interest and return it to his legal heir or designated beneficiary;

The insured receives a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the pension balance during the security period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid in accordance with the relevant provisions of the rural social endowment insurance management institution. If the recipient has lived for more than ten years, the pension will be paid until death;

The insured person moves from the county (city) to other places. Where the rural social endowment insurance system has not been established, the principal and interest paid by the individual can be refunded to me; The applicant can transfer the insurance relationship (including funds) to a new insurance track, or return all the principal and interest paid by the individual.

Payment term:

According to the new policy, people under the age of 45 must pay for 15 years, while people aged 45-59 no longer need to set a minimum payment period, and they only need to pay annually before they can receive a monthly pension at the age of 60. (15/139 personal account total) =248 yuan. In this policy, the unit payment of government subsidies corresponding to the basic old-age insurance for urban workers is fair, and the sociality of social old-age insurance is also reflected.

How much is the farmer's 60-year-old January pension?

Farmers' 60-year-old pension in January is about one or two hundred yuan to several hundred yuan, which is mainly related to the payment grade and the insured area.

According to the relevant laws and regulations, as long as the rural elderly over 60 years old can receive the farmers' pension, the basic pension paid to the rural elderly generally ranges from-100 yuan in 75 yuan, and the basic pension in different regions is also different. If the insured pays 100 yuan per year according to the lowest payment grade, then the pension for farmers aged 60 in January is about one or two hundred yuan, if the insured pays 100 yuan per year according to the higher payment grade.

Second, how to calculate farmers' pensions?

The calculation formula of farmers' pension is basic pension+personal account pension.

Among them, the basic pension is the basic treatment for the elderly over 60 years old in rural areas of China. From a nationwide perspective, the basic pension is different in different regions. Inland provinces and cities can reach about 100 yuan, and coastal economically developed cities can reach 200 yuan to 300 yuan, and it is adjusted once a year, increasing by several yuan or more each time.

Personal account pension is mainly determined by personal payment grade, payment period and other factors. The higher the personal payment grade, the higher the subsidy given by the state, the longer the payment period and the higher the personal account pension.

Legal basis:

Full text of People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.