How does Sanmenxia City, Henan Province break the traditional obstacles by innovative financial poverty alleviation?

The "Lushi model" of financial poverty alleviation has made poor households in the mountains see hope, and behind this is the four basic systems of financial poverty alleviation established by breaking traditional obstacles and realizing the precise combination of finance and poverty alleviation.

These include: the financial service system with county and township three-level financial service centers (stations) as the main body, the credit evaluation system with rural credit projects as the main content, the risk prevention and control system with risk fund compensation mechanism as the core, and the industrial support system bearing financial poverty alleviation.

According to Lushi County Financial Office, before the implementation of financial poverty alleviation, only 1 of the eight financial institutions in the county had service outlets in towns and villages. On average, each loan officer has to serve more than 1000 farmers and more than 3,000 scattered people. The service can't keep up and the people are dissatisfied.

In terms of financial poverty alleviation, Lushi County has rebuilt its financial service network. From the county seat to the village department, the number of financial personnel has also increased from 1 18 to 198 1, an increase of nearly 17 times, but the loan time for farmers has changed from the original "at least half a month to unlimited at most".

According to reports, driven by financial poverty alleviation, Lushi County's industry, which was originally weak, developed rapidly. Within a year, 20 projects were launched with an investment of more than 5 billion yuan. 2 10 industrial poverty alleviation bases will be built in 20 17, and it is expected to reach 350 this year to achieve full coverage of poor households.