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What types of traditional life insurance are categorized as
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The categorization of life insurance coverage can be divided in many different ways on different occasions according to different needs and from all different perspectives. Traditionally, life insurance can be categorized as death insurance, survival insurance, life and death insurance and annuity insurance.
1. Death life insurance. According to the insurance period is a certain period of time or life, death insurance can be divided into term death insurance and whole life death insurance, referred to as term life insurance and Nakayama life insurance.
2. Survival life insurance. Survival insurance is an insurance policy that pays out benefits if the insured is still alive at the end of the insurance period.
3. Life and death insurance. There are two basic purposes of life and death insurance: one is to provide an old age retirement fund; the other is to provide for the living and educational expenses of the survivors.
4. Annuity insurance. Before the insured begins to receive the annuity, the policyholder must pay all the premiums, and the annuity receiving date is often the payment deadline.
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