Now there are more and more crowdfunding in the circle of friends. What are the advantages and disadvantages of crowdfunding?

There are several kinds of crowdfunding, such as equity crowdfunding, debt crowdfunding, reward crowdfunding and donation crowdfunding. The circle of friends crowdfunding mentioned here should belong to donation crowdfunding. Donation crowdfunding refers to making free donations to individuals or projects without asking for returns. At present, the well-known platforms in China include easy financing and water drop financing.

Let me talk about the benefits of crowdfunding first. Crowdfunding? If one side is in trouble, all sides will support it. Everyone gathers firewood, and everyone gives a little love. The world will become a beautiful world. What a great, sacred and glorious move this is. Everyone can save a lost life and a broken family with a little heart. I believe that no one who has the ability and conscience will refuse to extend this hand within his power. The threshold is low and there are many participants, which is the biggest advantage of crowdfunding.

The above said the benefits of crowdfunding, now let's discuss the disadvantages of crowdfunding. This society will never lack some "wise" people. In their eyes, business opportunities are everywhere, and everything is the way to get rich. I think many people are familiar with the "Guo Meimei" incident. An international charity as big as the Red Cross broke the scandal in China. As soon as this incident came out, the reputation of the Red Cross plummeted and everyone shouted, which has not yet recovered. The same is true of crowdfunding, and the difficulty of supervision has become a lingering shadow in the hearts of all donors. Donors never know whether the money they donate is spent on the patients who need it, or whether some people use it to buy luxury houses and luxury cars and spend a lot of money.

It is said that some crowdfunding platforms are not strictly audited. As long as individuals can get a fake medical record casually, they can easily launch crowdfunding, and their family conditions are better than 80% of donors, and they can also launch crowdfunding at will. I just want to ask, "Is your conscience eaten by a dog?"

Yes! You made money, but you hurt all the caring people in the whole society. At that time, because of an old lady, China's morality went backwards for 50 years. "Help or not" has become a torture of people's souls. It's not that people in society are indifferent, but that many people hurt everyone's hearts. Give two words to those who cheat and misappropriate donations: "People are doing it, and the sky is watching." "I'm not not not reporting. Not yet. "