How long does Hunan Sanxiang Bank drag the trailer?

A: Hunan Sanxiang Bank is overdue for more than 3 months, and the bank or auto financing company may seize the trailer, but the premise is that the court must decide to transfer the right to dispose of the car to the lending institution, and it is not allowed to tow or detain the car without permission. The termination of the car loan can generally be clearly stated in the contract by the trailer, but if there is no agreement in the loan contract, it should be decided according to the actual situation. For example, the lender maliciously refused to repay the loan and refused to answer the collection call. Banks can use trailers to warn users to repay loans. The specific situation should also refer to the contract and the attitude of the bank.