2020-02-07

The financial, business and spiritual insights of the movie "Silver Empire". This is a story about the inheritance of the family business of two generations of Shanxi Tiancheng Yuan Bank in the late Qing Dynasty and the early Republic of China. It shows the collision of thinking of two generations of Shanxi merchants in the turbulent era.

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At that time, the financial empire established by Shanxi merchants was called "China's Wall Street" by foreigners.

But over the past 100 years, China's Wall Street has declined and disappeared. Now, China's financial industry lags far behind the West.

A quick question: Don’t Chinese people have financial intelligence?

The scene that shocked me the most in the film was: the four-year quarterly accounts were revealed, and all the branch managers came back.

There is a sense of ceremony: the long abacus comes on stage, porridge is laid out, offerings are made, porridge is eaten, shares are calculated and dividends are calculated, and the masters of the shop show off their martial arts.

Let’s talk about my thoughts on the four parts of the ceremony: First, the words read by Mr. Kang during the dedication: “I have sympathy for my ancestors, I look up to the heaven and the earth, I am sincere and trustworthy, and my righteousness is towering!” Sincerity and trustworthiness are the essence of the success of Shanxi merchants.

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(The root of the success of Shanxi merchants lies in the business gang policy of integrity and unity - Baidu) The second is the dividend calculation link: the three businesses of Tiancheng Yuan exchange, deposit collection and lending are ***21.153111 million taels. Mr. Kang said proudly: "

My 23 banknotes in a year are equivalent to 10% of the imperial court’s annual income” (among the top 46 banks).

There are 21 Dongjia Finance shares, and 17 shares are distributed to colleagues in this accounting period, 15,816 taels per share. The top three dividends in the general ledger period are: General Manager Qiu’s full amount, Beijing branch’s Dai’s 8 and a half cents, Tianjin’s Liu’s 7

centimeters.

Key point: Caidong system or Donghuo system, isn’t this the prototype of joint-stock system? Caidong does nothing but pays dividends based on financial shares. This is investment behavior.

(I searched Baidu again: "As business competition became increasingly fierce, in order to strengthen their own strength and safeguard their own interests, Shanxi merchants' commercial organizations began to appear. At first, businessmen with strong capital funded and hired local merchants, ***

They formed a loose group of merchants through joint operation and profit-making, and later developed into the Donghuo system, which was similar to a joint-stock system. This was a major innovation of Shanxi merchants and an important reason why Shanxi merchants can endure for a long time.") The third detail.

It’s a scene where the shopkeepers’ hands are emptying their counters under the table. How skilled this must be, touch typing!

(I thought of the touch typing I did when I was learning the Wubi input method, and also imagined the scene of masters playing blind chess.) Being good at work and hard work makes me admire the diligence of the Chinese people, and then I think of the many intangible cultural heritages in our country (

Jade carvings, dough figures, shadow puppets, paper-cuts, New Year pictures, etc.), ancient Chinese craftsmen have reached the pinnacle of many industries. There used to be many masters, but in modern times there have been few masters. Instead, the Japanese wrote "The Spirit of the Craftsman" and made sushi the best.

To the extreme, take cleaning to the extreme (please see "Sweeping Road"). Now, the Japanese have become the representatives of the craftsman spirit, which is really sad.

The ancients also taught us that it is enough to do one thing well in life, but now society encourages cross-border and versatile talents. Let’s ask ourselves: Is there any specialization in the industry?

Fourth, eating porridge, the shopkeeper's young masters demonstrating martial arts, and shopkeeper Dai teaching his son to be "respectful and peaceful" reminded me of the Chinese tutoring culture.

The feudal society of more than five thousand years, and the feudal patriarchal system represented by the family system, has its essence and its dross. The radical revolutionary movement has changed China into a new world, but it has also discarded many Chinese treasures together with the dross.

However, in recent years, people have begun to pay attention to traditional culture (such as TV programs looking for family tradition and family mottos, etc.).

Western aristocrats and large families in ancient China attach great importance to the education of their children (poor families have a hard time surviving and cannot afford education).

Now, citizens' right to education only guarantees basic public education (i.e. school education), and should not exclude family education (not the narrow family education that is opposite to school education under the current so-called cultural education system), such as morality.

Are quality education, emotional intelligence education, dealing with people education, etc. more important than knowledge education?

But the problem now is that tutoring is out of date. As parents, we have not received good tutoring, so we don’t know how to tutor our children.

(Similarly: If there is no love in the heart, there will be no love. Therefore, the importance of learning and experience is self-evident) Finally, let’s talk about the core values ??of the film.

In the opening scene, the third young master of the Tiancheng Yuankang family stood in the vast world and sighed and asked: "The world is so big, but people are so small, how do people get along with themselves?" How do people get along with themselves in this turbulent background?

Mr. Kang and Shopkeeper Dai are the two positive representatives, while Shopkeeper Qiu is the negative representative.

There are sharp contrasts between several groups of characters in the film: First, the contrast between the second-generation heads of the family, Mr. Kang and Mr. Kang. Mr. Kang is a remarkable person. He has traditional thoughts (such as the obsession with passing on the family line, and being slave-oriented).

The concept of controlling people), shrewd (such as keeping a hand when punishing shopkeeper Qiu), sophisticated (such as being calm when the daughter-in-law disappeared and not letting the second child go, because "relatives lead to chaos"), able to take things and let go (later the third master refused to listen)

In his opinion, he said: He is strong and I am soft, rely on him); Third Master is kind and virtuous (he himself said this about Shopkeeper Dai, because he himself is such a person, so he has this word in his dictionary - the principle of projection),

Responsible (I know that Du Huaqing is not dead, and I have thought about going to the United States with her, but I also agree with her point of view: as the head of a family, you should focus on the family business and put aside the love between children).