The difference between rural commercial banks and the four major banks

The differences between rural commercial banks and the four major banks are as follows:

1. Different groups: Rural commercial banks mainly face rural groups. The state has always supported the policy of "agriculture, countryside and farmers" and given some support to the agricultural credit business. The four major banks are relatively international, with outlets all over the country. Compared with rural commercial banks, many local rural commercial banks are independent and have outlets all over the country.

2. Different business scope: the four major banks further expand their business. Many investment products can not only attract funds through deposits, but also bring a lot of funds. Rural commercial banks mainly face the rural population, and the four major banks cover almost the whole China market and have a huge user base, which is equivalent to how a local bank can compete with the four major banks. Not as good as the four major banks, only raising interest rates is the best policy.