What are the main advantages of financial databases commonly used at home and abroad at present?

At present, the main advantages of financial databases commonly used at home and abroad are: the commercial database management system takes relational database as the leading product and the technology is relatively mature.

In addition to the general characteristics of data, financial data also has some characteristics of its own:

(1) universality. Because financial institutions are in a special position in the national economy, they are closely related to all economic cells and micro-subjects in the whole society, so they must obtain data widely for the whole society, which makes the coverage of financial data very wide.

(2) comprehensive. As a comprehensive department of the national economy, financial data directly faces all walks of life of the national economy and provides financial services for all groups in the whole society. Through these services, especially capital services, comprehensive data reflecting the operation of the national economy can be collected, so financial data is highly comprehensive.

Classification of financial databases:

According to the classification of financial business activities, financial data can be divided into bank data, securities data, insurance data and trust consulting data, in which bank data includes credit, accounting, savings, settlement and interest rate data.

Securities business data also include quotation, entrustment, trading, capital market supply and demand, operating conditions of listed companies and other data. Insurance business data also includes data on insurance, claims settlement and investment. These data all reflect the characteristics, laws and operating conditions of financial activities from a certain aspect.