Operational risk characteristics

This feature is endogenous, diverse and unpredictable.

1, endogenous: operational risk mainly comes from internal factors such as poor management, human error and system failure, rather than external market factors.

2. Diversity: Operational risks can occur in all business links and management processes of an enterprise, including finance, market, operation and technology.

3. Unpredictability: Operational risk is often difficult to predict, because it involves human factors and complex system environment, and it is difficult to accurately predict through traditional risk management methods.