The classified insurance underwritten by an enterprise can be divided into

Life insurance, property insurance, liability insurance, credit guarantee insurance.

1. Fire insurance covers the losses caused by fire to the property stored in a certain geographical range and basically in a static state on land, such as machines, buildings, various raw materials or products, household appliances, etc.

2. Marine insurance is essentially a kind of transportation insurance, and it is the earliest insurance in all kinds of insurance business. The insurer is responsible for the loss of the subject matter insured caused by marine risks.

3. Cargo transportation insurance is cargo transportation insurance other than maritime transportation, which mainly covers the loss of goods during inland river, inland river, coastal and air transportation.

4. All kinds of vehicle insurance mainly covers the losses of all kinds of vehicles during driving and parking. It mainly includes automobile insurance, aviation insurance, ship insurance and railway vehicle insurance.

5. Engineering insurance covers all unexpected losses and personal injuries and property losses of third parties in various engineering processes.

6. Post-disaster interest loss insurance refers to the insurance that the insurer bears the insurance liability for all kinds of intangible interest losses that may be caused after the property suffers an insurance accident.

7. Burglary in burglary insurance insures the property against losses caused by acts such as robbery by robbers or theft by thieves.

8. Agricultural insurance mainly covers all kinds of crops or cash crops and all kinds of livestock and poultry losses caused by natural disasters or accidents.

9. Liability insurance is an insurance whose subject matter is the civil liability of the insured. Whether it is an enterprise, a group, a family or an individual, in all kinds of production and business activities or daily life, if the victim causes damage to others due to negligence or negligence, the economic compensation liability that the victim should bear according to the law or contract can be compensated by the insurance company after taking out relevant liability insurance.

10. Public liability insurance covers the legal liability of the insured for personal injury or property loss to others.

1 1. Employer's liability insurance covers the employer's economic liability for personal injury or death of employees according to the provisions of laws or employment contracts.

12. Product liability insurance covers the insured's liability for personal injury or other losses to consumers or users due to defects in manufacturing or selling products.

13. Professional liability insurance covers the responsibilities of doctors, lawyers, accountants, designers and other freelancers for personal injuries and property losses caused by negligence.

14. Credit insurance is a kind of insurance, the content of which is that one party requires the insurer to bear the credit risk of the other party.

15. Ensure that the insurance obligor is the insured, and require the insurer to guarantee the creditor the insurance that should fulfill the obligation according to the contract.

16. Term death insurance is an insurance whose payment condition is the death of the insured during the insurance period.

Insurance (insurance or insurance for short) means safe and reliable guarantee; Later, it was extended to a guarantee mechanism, a tool for planning life finance, a basic means of risk management under the condition of market economy, and an important pillar of financial system and social security system.

References:

Baidu encyclopedia? insurance