Which is better for stocks, treasury bonds, fixed deposits as well as funds?

Since you don't know how to do it, I suggest you buy treasury bonds.

The following risk from high to low to give you a ranking:

1, stocks (worst case scenario may not return to the blood, some people may say high-risk high-yield, but in the current situation in China do not want to think about it, the retailer is slaughtered)

2, the fund, the stock, treasury bonds are directly linked to this. That is, their money entrusted to the fund company management, this depends on the level of the choice of fund management team, as well as the national macroeconomic conditions.

3, treasury bonds, is the name of the country to individuals borrowing debt, give a certain interest (certainly higher than the bank term), there is a national credibility as a guarantee, the risk is relatively small.

4, bank term, the risk is minimal, unless the bank is insolvent. But the return is also the lowest. These two years the deposit interest rate can not catch up with the level of price increases it.

By benefit:

Stocks and funds are uncertain, stocks may have high returns or may lose money. The fund is relatively safe, there are more types, after all, is entrusted to the management of professionals, the return on average can be in the regular and treasury bonds above it. But at present China's financial regulation is weak, encountered a rat warehouse can only recognize the bad luck.

Treasury bonds and the bank regular income is fixed, which, treasury bonds and higher than the bank regular income.

So, since you don't have much experience, it is recommended that you buy treasury bonds, and a little more aggressively you can try to buy some funds. But don't put all your eggs in one basket.

I hope what I said is useful to you!