Several ways to withdraw cash from public accounts

Several methods of withdrawing cash from public accounts are described as follows:

There are generally 3 methods.

1, the unit of the public account is divided into the basic account and general account, only the basic account can withdraw cash, general account can not withdraw cash, only transfer.

2, cash checks for cash: units in the bank to buy cash checks, need to withdraw cash according to the requirements of the bank to fill in the date and amount of the check, etc., stamped with a good size of the seal, go to the bank to withdraw can be.

3, unit settlement card: now the bank has an ATM, so in order to facilitate the public business cash, some banks issued for the enterprise unit settlement card, as long as such a card, you can directly in the ATM cash, but there are limitations on the amount to be handled before consulting the bank.

4, net bank transfer: this way you need to open the net bank, the funds on the public account to the legal person's own personal bank card, and then withdraw cash, the accountant to do other receivables, if the funds are not ultimately used for business operations, the legal person needs to be repaid at the end of the year.

The company's public account is divided into four categories: basic account, general account, temporary account and special account. Among them: the basic account of a company can only open one. The others, such as the general account, a company can open more than one according to business needs, there is no limit to the number.

Account management regulations: a company can only open a basic account, but can open more than one general account, if in addition to open an account that can be withdrawn, and the funding side has a certain specialized use, then you can apply for a special account in the bank can also be withdrawn.

Corporate bank account withdrawals (cash withdrawals) carry cash checks, reserved seal stamps, the operator's identity card.

1, must be the basic account can withdraw cash;

2, to fill out the cash cheque, and stamped in the bank reserved full set of seal: financial chapter, corporate seal (the back should also be stamped);

3, will be the identity card of the operator and the check to the bank counter can withdraw cash.

Specialized deposits

Specialized deposit accounts are depositors in accordance with the laws, administrative rules and regulations, the specific purpose of the funds for the special management and use of the bank clearing account. Dedicated deposit accounts are used to handle the receipt and payment of various specialized funds, and dedicated deposit accounts that allow cash withdrawals are subject to approval and consent.

Now the bank on the unit cash withdrawal requirements are very strict. Specific cash withdrawal requirements should be matched with the nature of your unit, the more commonly used in addition to wages, reserve, you can provide some agreement between the individual (such as the acquisition of agricultural and sideline products, medicinal herbs, minerals, or the provision of labor, etc.)

According to the cash management regulations, only the enterprise basic settlement account can be withdrawn from the cash, mainly used for wages \ reserve and other expenditures. If the public account is a general settlement account can not withdraw cash.

If a large amount of cash, to plan in advance, if the bank to withdraw cash more than 50,000 yuan should be a day in advance to the bank to make an appointment to report the plan. Although the banks have basically realized the pass-through, but for the basic account to withdraw cash this business has not seen the pass-through, are to account for the branch.