What is the content, classification and liability of agricultural insurance? Please answer

Agricultural insurance refers to insurance protection activities for the purpose of financial compensation for the loss of economic interests of living plants and animals caused by solid natural disasters or accidents in the course of agricultural production and business activities. According to the different types of agriculture; can be divided into planting insurance, farming insurance and forestry insurance. 1, planting insurance refers to a variety of food crops, cash crops as the main object of insurance, mainly refers to crop insurance. Crop insurance is to rice, wheat, soybeans, sorghum, corn, cotton, tobacco, tea, mulberry, hemp, sugarcane, medicinal herbs, baked cigarettes, vegetables and other food crops and cash crops as the object of coverage, insurance. It is generally divided into growing crop insurance and harvest crop insurance. (1) Growing period crop insurance refers to the crop in a certain area and the natural environment, from sowing, seedling, growth to maturity within the period of risk to provide protection insurance.

(2) the harvest period crop insurance, refers to the crops from the beginning of harvesting until the completion of primary processing into the warehouse within a certain period of time to provide protection for the risk of insurance. 2、Farming insurance refers to the insurance with different kinds of livestock and aquatic animals as the main object, it includes large livestock insurance, livestock and poultry insurance, aquaculture insurance and other farming insurance. 3、Forestry insurance is the insurance which takes the artificial forests and natural forests created by different economic entities as the insured objects. The liabilities of agricultural insurance include serious losses of agricultural products due to natural disasters and accidents. Natural disasters are mainly floods, hailstorms, windstorms and freezes, and accidents are mainly fires and others. The liabilities of crop insurance are mainly natural disasters. The liable disasters of aquaculture insurance are mainly other accidents and special sudden infectious diseases resulting in the disability and death loss of livestock and poultry, in addition to the above natural disasters. The liable disasters of aquaculture insurance are mainly hypoxia death, disease death, third party poisoning, explosion, sewage, loss and so on. The liable disasters of forest insurance are mainly fire and other natural disasters (such as snow).