How to manage family wealth

Many clients come to me for family financial planning. The first question I will ask each other is: What do you value most? Many customers' answers are: I want to pursue high returns. In fact, this is a big misunderstanding!

Family finance and personal finance are two completely different things. Personal financial management can pursue high income, because high income is a standard to measure your personal financial management ability. And family wealth management needs your money to serve the family. For example, an adult starts working in his twenties and can't retire until he is 65. In the middle of 40 years, many family events need to be arranged: first, parents' medical care and old-age care; Followed by the child's medical and educational expenses; Also have their own medical and pension plans. A house, car, etc. Everything in front of them needs to be arranged, so reasonable wealth planning is needed to achieve the expected results.

The core of family financial management is that when all kinds of things happen, I have enough funds to deal with them, which is the key to family financial management. Therefore, a truly mature family financial planner pays more attention to whether my money has a home and can realize my wishes. As long as the family needs money at a critical time, they can take out special funds and arrange the funds in each period reasonably. This is the core of family wealth management!

Professional things are left to professional people. Based on the arrangement of family insurance policy, we need to tailor a matching dynamic plan for family wealth management according to your family's actual financial situation and needs.