Hong Kong account which bank is better

Hong Kong bank personal account no matter which Hong Kong bank to open, the benefits are pretty much the same, if you must compare the advantages and disadvantages, then HSBC, Standard Chartered, BOC Hong Kong, the three open personal account is better.

Because these three Hong Kong banks have abolished the low balance management fee for personal accounts, which also saves customers a lot of money.

Hong Kong HSBC used to be one of the easiest banks in Hong Kong to open an account with, and the vast majority of businessmen who registered their Hong Kong companies in the early days chose to open their bank accounts with Hong Kong HSBC. At that time, due to the policy is not strict, resulting in as long as the Hong Kong company's registration documents will be able to open the Hong Kong HSBC company account, which gives the opportunity for lawbreakers to exploit the loopholes.

Many people engaged in illegal business use the Hong Kong HSBC loose account opening policy, open to the account after borrowing the company account to carry out black washing or even illegal fund-raising operations, ultimately leading to the Hong Kong HSBC was investigated and punished by the Superintendent of Banks as high as more than one hundred million dollars in fines, and since then Hong Kong's banks have raised the threshold of the account opening, increase the opening of the account of the customer as well as the existing customers of the data audit.

So, now the Hong Kong company to open the Hong Kong HSBC account is almost not open, but individuals to open the Hong Kong HSBC account can still be normal for.

Hong Kong Standard Chartered Bank (also known as Standard Chartered Bank; English full name: Standard Chartered Bank), was founded in 1853, headquartered in London, the British bank.

In 1959 Standard Chartered Bank set up a branch in Hong Kong, in 1897 Standard Chartered Bank in Hong Kong was authorized to issue banknotes, becoming one of the three major note-issuing banks in Hong Kong. Standard Chartered Bank completed the registration process in Hong Kong on July 1, 2004 and was established under the name: Standard Chartered Bank (Hong Kong) Limited.

Hong Kong Standard Chartered although the abolition of most of the personal accounts of low balance management fee, but mainland customers in the past can open the priority wealth management did not cancel the management fee.

BOC (HK), an offshore bank with a state-owned background, is extremely well capitalized and is also one of the top 3 note-issuing banks in Hong Kong. Although BOC (Hong Kong) has a state-owned background, its operations are not under the Bank of China on the mainland, but has its own independent administrative and operational system, and therefore there is no need to worry about the regulation of personal funds overseas.

The process of opening a personal account with a Hong Kong bank:

1. The customer provides the necessary information for opening a personal account to the Hong Kong bank for pre-approval.

2, pre-approval can be booked account interview time.

3, the customer carries all the information to the Hong Kong bank account.

4, the account interview through the account opening success, on the spot under the card to get a bank card and encoder and other information.