ICBC deducted a lot of Alipay financial funds.

No monthly fee is required for entrusted withholding. If there is money in the account, it will be withdrawn automatically.

1, Alipay website applies for comics;

2. after logging in to the ICBC website, click "payment station"->; "entrusted withholding"->; "Sign the entrustment and withholding agreement";

3. When Alipay conducts business, the bank deducts money according to the entrustment withholding agreement;

Operating environment: (Alipay App opens 18.2.38.8200 version of mobile phone model Huawei Nova7pro)

I. Alipay's financial service mode and secured transaction mode:

Alipay secured transaction refers to a brand-new transaction mode in which buyers and sellers use Alipay accounts to complete transactions, which solves the credit problem in e-commerce transactions. That is, the buyer first pays the service fee to Alipay account, and after confirming the service satisfaction, informs Alipay to pay it to the service provider. Transaction process:

(1) Service providers publish service package information on DreamWorks platform;

(2) After the buyer confirms the purchase of the service package, the buyer will place an order and transfer the amount of the service package from the personal account to the Alipay special secured transaction account through Alipay;

(3) After the buyer confirms that the service is satisfactory, it will notify Alipay to pay the service provider. Alipay transaction flow chart:

Second, Alipay loan conditions:

1. Alipay can use loans to make small loans. Sesame credit score is not less than 600. If users meet the requirements, they only need to upgrade their Alipay wallets to the latest version, and they can use the "borrowing" function in the "wealth" column of Alipay wallets.

2. Borrowing is a consumer credit product under Ant Microfinance. Users with a sesame score of not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%.

3. Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so remember to overdraw within your own ability to avoid exceeding your repayment ability and adversely affecting your personal credit.

3. What are the conditions for ICBC to handle personal loans?

1. China citizens with full civil capacity are between 18 (inclusive) and 60 (inclusive).

2. It has legal and valid identity certificate and household registration certificate (or valid residence certificate) of the place where the loan bank is located.

3 have a stable source of income and the ability to repay the principal and interest of the loan in full and on time.

4. Have a good credit record and willingness to repay, without any illegal acts and bad records.

5. Obtained a risk level of Grade B or above in the retail internal rating system of China Industrial and Commercial Bank.

6. ICBC's stock customers should have more than 4 stars.

7. Open a personal settlement account in China Industrial and Commercial Bank.

8. Other conditions stipulated by the bank.