How to use the money in the rural medical card

The money in the rural medical card is used as follows:

1. When you go to the hospital to see a doctor, you can use the medical insurance card to pay for the payment or registration, or you can use the medical insurance card to charge the registration card.

2. You can also buy some commonly used drugs or daily necessities in some pharmacies, or you can pay with a medical insurance card;

If you have a medical insurance card, the hospital will automatically deduct the fee from the medical insurance card when you are in hospital, and you can also reimburse it in proportion.

Rural medical insurance is a part of China's social security, and the agricultural population accounts for 63.9 1% of the total population. Rural medical insurance can make farmers enjoy the benefits of rural medical insurance, which is also an important part of social security and one of the important links of China's economic construction.

Participating farmers can choose different hospitals for medical treatment, generally taking the principle of proximity, and the reimbursement ratio of different hospitals is also different. Generally, the reimbursement rate of inpatients is relatively large, which can be divided into chronic diseases, special diseases and accidental injuries. Adopting different reimbursement rates can avoid poverty and anti-poverty due to illness to a certain extent.

Because of the tradition of mutual assistance in rural areas, cooperative medical care has been widely implemented in rural areas, and the rural economy has developed greatly, which can provide necessary financial support for the implementation of social security, so cooperative medical care is very feasible, but it also has its limitations. First of all, in theory, rural cooperative medical insurance is essentially a kind of community security, not social security.

legal ground

People's Republic of China (PRC) social insurance law

Article 38 The following expenses incurred due to work-related injuries shall be paid by the work-related injury insurance fund in accordance with state regulations:

(a) medical expenses and rehabilitation expenses for the treatment of work-related injuries;

(2) Hospitalization food subsidies;

(three) transportation and accommodation expenses for medical treatment outside the overall planning area;

(four) the cost of installing and configuring assistive devices for the disabled;

(five) life can not take care of themselves, confirmed by the labor ability appraisal committee of life care costs;

(6) One-time disability allowance and monthly disability allowance for disabled employees of Grade I to IV;

(seven) the one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved;

(8) Funeral grants, dependent relatives' pensions and work-related death grants received by survivors of work-related deaths;

(nine) labor ability appraisal fee.