How to define a transition scenario?

The definition of transfer scenario usually refers to the specific environment and conditions in which transfer behavior occurs under a certain time and space background. These scenarios may include but are not limited to the following:

1.** Online payment platform * *: transfer money on online payment platforms such as Alipay and WeChat payment, including person-to-person (P2P), person-to-person (P2M) or business-to-person (M2P).

2.** Banking services * *: Transfer money through banking services such as bank counters, online banking and mobile banking, including inter-bank transfer and peer transfer.

3.** Salary Payment * *: The scenario in which enterprises and institutions regularly pay salaries to employees.

4.** E-commerce platform * *: On e-commerce platforms (such as Taobao and JD.COM). COM), the buyer pays the seller or the seller gives the buyer a refund.

5.** Investment and financial management * *: Transfer funds in investment and financial management activities such as stock market, funds and P2P lending.

6.** Charity donation * *: individuals or enterprises donate funds to charities, non-profit organizations, etc.

7.** Cross-border transfer * *: International money transfer, which may involve foreign exchange rate conversion and international payment system.

8.** Commercial transactions * *: Transfer of funds in commercial activities, such as supply chain management and trade settlement.

9.** Public * * * Services * *: Various subsidies or benefits provided by government agencies or public * * * service providers to individuals.

10.** Personal financial management * *: funds transferred by individuals in financial management, such as transfer between savings accounts and repayment of consumer loans.

Transfer in different scenarios may have different laws, regulations, policies and operational requirements, such as tax treatment and anti-money laundering regulations. Therefore, understanding and defining the transfer scenario is very important for compliance operation and risk management.