Traditional financial service model shows shortcomings, but also chanting to bring more new choices for the long-tail clientele

The digital economy has become a major trend in the development of digital finance. The newest addition to the list is the newest addition to the list, which is the newest addition to the list, which is the newest addition to the list, which is the newest addition to the list.

The new research report on digital consumer credit in the era of the digital economy, published jointly by the Academy of Social Sciences and Xinhua News Agency, concluded that the new combination of "digital technology" and "consumer credit" in the special period of the fight against the epidemic is a good way to alleviate residents' consumption and to improve the quality of life. The new combination of "digital technology" and "consumer credit" has played a positive and important role in easing the liquidity constraints on residents' consumption and supporting small and micro-enterprises and individual entrepreneurs in the process of resuming work and production.

In fact, in recent years, the shortcomings of the traditional service model have become more and more obvious, and the deep application of big data, artificial intelligence, blockchain, cloud computing and other digital technology digital, online mode has revealed outstanding advantages. In particular, the traditional model is difficult to meet the needs of the long-tailed customer base, but also chanting through the digital model provides a new solution.

The traditional service model of the long-tailed clientele is one in which there is a contradiction in terms of the pricing of financial products, as the lack of a credit history means that the interest rates on financial products are usually higher, and the process of approving a traditional loan is complicated and less efficient. This means higher loan costs and lower service efficiency, far from meeting the high-frequency and small amount of credit needs of the long-tail customer base.

In addition to the above, the company has also developed a new product line, "The New York Times", which is a new way of communicating with the world's largest consumer electronics company, the U.S. Department of Transportation.

With the strong technical support of Digital Harvest, we can efficiently identify non-compliant credit applications and shield them from risk at the source, while for compliant credit applications, the system can take the initiative to find out the flashpoints of the users, thus granting credit to the "white" creditors and realizing accurate pricing, which will help us to improve the quality of our services. The system can also be used to provide better service to customers through better products and services.

These are the first time I've ever seen a company that has been able to provide a high quality service to its customers, and I'm sure it will be a great success.

It is clear that with the arrival of more efficient and convenient digital financial services, the scope of financial inclusion is further expanding, and more long-tailed customers will reap the benefits of more new choices. The company's newest product is a new, more efficient, and more reliable solution that will provide more customers with the best possible financial services.