What impact should the epidemic have on small and micro enterprises?

In order to timely release the situation of infection control and management in novel coronavirus, Zhejiang Province, the provincial government news held a press conference on infection control and management in novel coronavirus, Zhejiang Province at 3 pm on February 5. Next, Jintou Bian Xiao will introduce the impact of the epidemic on SMEs.

They put forward measures from the aspects of factor cost, fiscal revenue, financial security and foreign trade export, and summed up four aspects to increase support.

First, increase support for small and medium-sized enterprises and reduce factor costs.

In recent years, Zhejiang has insisted on reducing costs and reducing burdens as an important measure to deepen the structural reform of the supply side, aiming at reducing costs and reducing burdens in exchange for the addition of enterprise development and the multiplication of market vitality. In 20 19, Zhejiang reduced the burden on enterprises by 228 billion yuan, and this year it reduced the burden on enterprises by 270 billion yuan.

The opinions expressed this time clearly pointed out that the electricity, gas and logistics costs of small and medium-sized enterprises must be further reduced. Among them, the price of industrial electricity was adjusted in time according to national policies, and the price of industrial water and natural gas decreased by 10% for three months.

Second, increase financial and tax support for small and medium-sized enterprises.

The implementation of tax relief and deferred payment for small and medium-sized enterprises has seriously affected the production and operation of the epidemic. Small and medium-sized enterprises that have real difficulties in paying property tax and urban land use tax may apply for relief. Small and medium-sized enterprises affected by the epidemic can apply for tax extension according to law, and the longest period is not more than three months.

Reduce the burden of social insurance premiums for enterprises, and 50% of the unemployment insurance premiums actually paid in the previous year can be refunded to the insured enterprises that do not lay off employees or lay off employees. For insurance companies that have temporary difficulties in production and operation and are expected to recover, if they do not lay off employees or hire employees, the refund standard can be determined according to 50% of the social insurance premiums paid by enterprises and employees for six months.

Increase financial support to support the domestic and international exhibition expenses of small and medium-sized enterprises seriously affected by the epidemic. Small and medium-sized enterprises that lease state-owned assets for operation are exempt from rent for the first month and charge rent by half for the next two months.

Third, increase financial support for small and medium-sized enterprises.

In 20 19, Zhejiang province vigorously implemented the financing unblocked project, and the loan balance of small and micro enterprises increased by 13% and 6% year-on-year, effectively alleviating the financing difficulties and expensive problems of enterprises. The opinions expressed this time further put forward relevant support. These measures mainly include three aspects:

Strengthen credit relief. For enterprises that are greatly affected by the epidemic, financial institutions shall not blindly lend or cut off loans. Enterprises facing repayment difficulties must provide cooperation such as extension, renewal of loans and reduction of overdue interest.

Reduce the financing cost and comprehensively use various measures to provide low-cost financing funds for financial institutions, with the goal of reducing the comprehensive financing cost of inclusive microfinance by about five percentage points.

Optimize financial services, organize financial institutions to carry out online services, establish a green channel for financial services, simplify credit approval processes and materials, and effectively meet the liquidity needs of enterprises. At the same time, the Opinions emphasize the role of policy guarantee institutions and policy financial institutions.

Fourth, increase support for the export of small and medium-sized enterprises.

Last year, Zhejiang's exports accounted for the national share 13.3%, up 0.4 points year-on-year. Small and medium-sized enterprises are the main force of Zhejiang's export. The opinion further puts forward three supporting policies.

If the local government and the CCPIT are unable to perform the international trade contract due to the epidemic, they should actively apply to the CCPIT for proof of the facts related to the force majeure.

Reduce or exempt quarantine fees, help epidemic prevention, donate equipment and materials, and be exempted from quarantine fees. The commodity inspection items with increased epidemic causes shall be charged according to the actual cost.

Increase the export credit insurance premium subsidy, fully subsidize the export credit insurance premium of export enterprises' insurance policies, and improve the insurance monopoly and coverage.