Traditional Culture Encyclopedia - Traditional virtues - Foreign bank card can be in the local business

Foreign bank card can be in the local business

1, the foreign bank card can be in the local counterparts for business, however, the bank card lost or modify the identity card number of such business can not be processed, the cardholder to local loss can be applied through the customer service telephone. And like the general bank card business, such as modify the reserved cell phone number, deposit, transfer, loan, etc. is available in the local processing.

2, in addition, different card-issuing banks, for foreign bank cards in the local business regulations may be different, it is recommended to call the customer service hotline in advance to consult.

1, you can apply for a bank card in a different place, but you need to pay a fee when you do business in a different place, so it is best to apply for a bank card in the resident place. You can apply for a debit card (savings card), income and other eligible, you can apply for a debit card (credit card), but the replacement of the bank card need to go back to the account bank, all banks unified regulations.

2, the bank card does not have to go back to the local office, outside is possible. You can apply for a bank card off-site, because the conditions for a bank card is 16 years old and have a second-generation ID card, as long as you meet these two conditions, the country's banks are able to run a bank card, except that there are bank cards off-site withdrawals require a fee, so it is best to apply for a bank card in the city of work or the city of residence so that you can avoid withdrawals to charge a fee.

3, the bank card is approved by the commercial banks (including postal financial institutions) issued to the community with consumer credit, transfer settlement, access to cash and other full or partial function of the credit payment tool. Bank card reduces the circulation of cash and check, makes the banking business break through the limitation of time and space, and undergoes the fundamental change. The use of automatic bank card settlement systems has made the dream of a "checkless and cashless society" a reality. Since August 1, 2017, the annual bank card management fee has been abolished, and some of the basic financial service charges of commercial banks have been suspended.On April 22, 2019, China UnionPay released the "Report on the Development of China's Bank Card Industry (2019)".On August 15, 2020, Baidu and Baxin Bank launched the first domestic digital bank card - Baidu Flash Payment Card - in conjunction with China UnionPay. -On August 31, China UnionPay released the first digital bank card "UnionPay Boundless Card". On December 2, 2019, the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Dispute Cases Involving Bank Cards were adopted by the Trial Committee of the Supreme People's Court at its 1,785th meeting, and came into effect on May 25, 2021. It is clear that users whose bank cards have been stolen and swiped, and who prove that they are not responsible, can claim compensation from the bank.