Characteristics of family pension model

Family support for the elderly is actually a mode in which the elderly live in their own houses and take care of themselves. Under the condition that China's national social insurance and social security system is not perfect, those elderly people who have no pension depend on their children's financial assistance to ensure their basic living needs, or those who have pensions but are not enough to support themselves, or need to rely on their children's financial assistance because of illness and other reasons. Secondly, in terms of spiritual comfort, the elderly need the company of their children or other relatives, not just simple labor activities. After all, the companionship of relatives is reliable, and it is precisely because of this irreplaceable reason that many elderly people have no choice or preferred way of providing for the aged.

The advantage of home-based care mode is that home-based care service is a unique way of providing for the aged, which is different from domestic nanny and domestic service in the general sense. Home-based pension is an economical and efficient pension model. Compared with the old-age care institutions, home-based care is an economical and efficient way of providing for the aged.

The disadvantage of family pension is that, under normal circumstances, it is difficult for many elderly people to take professional and meticulous care in the process of family pension. Old people can't get professional treatment in time for any diseases, and medical care and so on can't be satisfied in time. With the gradual increase of old-age care, family old-age care has been greatly affected, especially in first-tier cities with relatively developed economies. The family pension model seems to be inadequate, and more children say that they are busy with work and have no time to take care of the lives of the elderly.