Traditional Culture Encyclopedia - Traditional virtues - What is payment settlement?
What is payment settlement?
Generalized payment settlement includes cash settlement and bank transfer settlement. As an essential behavior, payment settlement has certain legal characteristics.
principle
1, abide by the principle of credit and performance payment.
2, whose money into whose account, who dominated the principle. When handling the settlement, the bank must pay the money to the designated payee according to the entrustment of the depositor; Unless otherwise stipulated by national laws, depositors' funds must be freely controlled by them.
3. The principle that banks do not make advances. That is, in the process of settlement, the bank is only responsible for the transfer of funds between the two parties to the settlement, and does not assume the responsibility of paying any money in advance.
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