The purpose and significance of the research on financial institutions.

Compared with the whole alternative financial institutions, specialized micro-financial institutions provide a small share of deposit and loan services. Governments and donors should seriously consider the opportunities and challenges brought by other types of other financial institutions. Make full use of the infrastructure and favorable conditions of alternative financial institutions other than microfinance institutions. If the lending activities of financial institutions are properly managed, they can make profits, on the one hand, they can make up for operating costs, on the other hand, they can expand into a larger market.