Intermediate business of commercial banks does not include

The intermediary business of commercial banks refers to the traditional deposit and loan business.

Business related to financial products such as interest rates, foreign exchange, stocks, bonds, futures, trusts and funds.

Relying on intermediary business, commercial banks can not only improve the income of various financial products, but also maximize profits through cooperation with other institutions.

However, the intermediary business of commercial banks does not include the business related to customers' physical transactions, such as trade financing and letters of credit. This kind of entity business is generally classified as the trade financing business of commercial banks. Compared with intermediary business, entity business pays more attention to risk control and liquidity management, and correct risk assessment and internal control management are the keys to the smooth operation of banks.