The new performance evaluation method of commercial banks has been implemented. What's the difference between this new method and the previous one?

Bank performance evaluation method is one of the four evaluation categories (bank, insurance, securities and others) in the performance evaluation system of financial enterprises. Established in 2009 and revised in 20 16, it has played an important role in promoting commercial banks' operational efficiency, asset quality and steady operation.

However, as China's economic development enters a new normal, the limitations of the current performance evaluation methods of commercial banks are gradually highlighted, and it is necessary to revise and improve them according to the needs of the new situation.

The evaluation index has been adjusted. From the index system, the Measures adjusted the four categories of indicators before the reform, such as profitability, business growth, asset quality and solvency, with the goal of serving the national development goals and the real economy, development quality, risk prevention and control, and operating efficiency, with the weight of each category being 25%, taking into account the assessment focus and balance.

The weight of each single index is determined according to its importance and guiding role, and can be dynamically adjusted according to the national macro policy, the demand of the real economy and the financial development trend.

Indicator 1 serves the national development goals and the real economy.

Mainly reflect the situation of commercial banks serving the national macro-strategy, real economy and micro-economy, including:

Indicator 2 Development quality

Mainly reflects the high-quality development and per capita contribution level of commercial banks, including:

Indicator 3 Risk prevention and control

Mainly reflects the level of asset management and risk prevention and control of commercial banks, including:

Indicator 4 Operating efficiency

It mainly reflects the capital appreciation and operating efficiency of commercial banks, including:

The above-mentioned person in charge said that the reform mainly reflects five? More prominent? ：

First, the evaluation orientation highlights the comprehensive economic benefits such as serving the national macro-strategy;

Second, the evaluation concept highlights high-quality development;

Third, the benchmarking system highlights the overall planning of the industry;

Fourth, what are the outstanding violations? Blacklist? Deduction and demotion;

Fifth, the application of results is more prominently linked to executive compensation, total wages of enterprises, assessment of leading bodies and other matters.