Henan Province Rural Credit Union (Farmers and Merchants Bank) this should belong to what bank card, I should choose what bank, see picture

Agricultural and commercial bank belongs to local commercial bank, so choose rural commercial bank when you send money.

Extended information:

Rural Credit Union of Henan Province

Rural Credit Union is the main force of rural finance and the best financial link to farmers. Henan Province Rural Credit Union was established in 1951, more than 60 years, under the care of the party and the government and the support of the community, from small to large, from weak to strong, has developed into the province's largest network of institutions, the widest range of service areas, the largest deposit and loan scale of local financial institutions, for the service of the local economic and social development has made outstanding contributions.

Overview

HeNan Rural Credit Union (HeNan Rural Credit Union) is a local financial institution under the direct leadership and management of the Henan Provincial Party Committee and Provincial Government, which was established in 1951, successively under the jurisdiction of the People's Bank of China and the Agricultural Bank of China, and then under the direct management of the Henan Provincial Party Committee and Provincial Government. After more than sixty years of development and reform, it has now become a local financial institution with more than 130 county-level associations, a number of rural commercial banks, cooperative banks, more than 5,300 business outlets, more than 80,000 on-the-job workers, and the balance of deposits and credits ranked the first among the banking financial institutions in Henan Province, and it is the main financial force to support and serve the three rural areas.

Second, the industry status

1, is the most staffed vertical management system in Henan Province

In 2003 to deepen the reform of rural credit unions in the pilot, the country put the rural credit unions to the provincial government responsible for the management of the provincial government. 2005 in Henan Province set up the Provincial Farmers' Credit Union, to carry out the management of the province's rural credit unions, guidance, coordination, service functions. The province's rural credit unions became a vertical management system and entered a new period of joint development and growth. By the end of 2012, the province's rural credit unions*** had 143 county-level legal institutions, including 19 rural commercial banks, 124 county-level federations, 5,326 business outlets, and more than 80,000 cadres and employees.

2. It is the largest banking financial institution in Henan Province in terms of deposits and loans

The province's rural credit unions have actively transformed the development mode and improved the quality of development, and the businesses have maintained a good momentum of steady and rapid development. As of the end of December 2012, the total assets of rural credit unions in the province amounted to 682.506 billion yuan. As of the end of December 2012, the province's rural credit unions deposits of 560.941 billion yuan, an increase of 90.543 billion yuan over the beginning of the year; loans of 353.366 billion yuan, an increase of 58.995 billion yuan over the beginning of the year. Since 2005, the province's rural credit unions deposits, loan size, market share of the province's banking financial institutions ranked first for several years.

Three important roles

-Rural credit unions are the main force of rural finance. The province's rural credit unions adhere to the purpose of serving the "three rural", and constantly increase the investment in agriculture-related loans, strong support for farmers to increase income, agricultural efficiency, comprehensive services for urban and rural economic development, and promote the construction of new rural areas, giving full play to the role of the main channel of support for agricultural funds. As of the end of September 2012, the province's agricultural credit union agriculture-related loan balance of 332.413 billion yuan, an increase of 41.111 billion yuan over the beginning of the year, agriculture-related loans accounted for 90.45% of all loans.

-- Rural credit unions are the main financial service providers for small and medium-sized enterprises. The province's rural credit unions adhere to the project-driven approach, innovate credit products, optimize the lending process, strongly support the county backbone enterprises, key industries, key projects, and strive to support the development of small and medium-sized enterprises. As of the end of September 2012, the province's rural credit unions *** support 78,196 small and medium-sized enterprises, loan balance of 154.886 billion yuan, small and medium-sized enterprise loan balance accounted for the province's banking financial institutions of small and medium-sized enterprise loan total of nearly 40%.

-- Rural credit unions are the main channel of payment and settlement for urban and rural residents. The province's rural credit unions business outlets throughout the urban and rural areas, and all realize the integrated business system networking, opened the national rural cooperative financial institutions between the real-time electronic exchange, bank drafts, personal accounts through the deposit and exchange business, started the construction of the electronic banking system, the settlement service capacity has been significantly improved, the rural migrant workers bank card characteristics of the service business in the country to maintain a leading position; the province's rural credit unions issued its own The province's rural credit unions have issued their own bank card, Jinyan Card, and developed Huimin Card, Youth Card, Xiangtong Card and other products with the characteristics of Henan Rural Credit Union. As of the end of September 2012, the total number of Jinyan Cards issued was 17,915,000, and 1,516,000 withdrawals from rural migrant workers' bank cards were processed with a transaction amount of 2.29 billion yuan, which continues to keep the volume of transactions in the forefront of the country; POS machines, ATMs and other modern settlement devices have been deployed one after another, and residents are exempted from handling fees for withdrawing and depositing money in Henan Rural Credit Union in all parts of the province, which is greatly convenient for urban and rural customers.

--Rural credit unions are the faithful fulfillment of social responsibility. The province's rural credit unions, adhering to the fine tradition of public welfare and giving back to society, have taken various forms of support to participate in social welfare undertakings, and have played an active role in the fields of culture and education, poverty alleviation, village assistance, and support for the re-employment of laid-off workers, etc. Over the past five years, the province's rural credit unions have cumulatively issued more than 30 billion yuan of financial funds, such as grain subsidies, on a non-reimbursable basis. Earthquake-stricken areas donated 15.581 million yuan, in 2010 to the earthquake-stricken areas of Qinghai Yushu donated 3.5144 million yuan, to the flood-stricken areas of Hainan donated 1.05 million yuan.