Traditional Culture Encyclopedia - Traditional virtues - Is it difficult for girls to learn finance? Employment direction of female students majoring in finance.
Is it difficult for girls to learn finance? Employment direction of female students majoring in finance.
Is it difficult for girls to learn finance? Financial engineering is still difficult to learn. Financial engineering has high requirements for mathematics, and it is a major that specializes in learning resume financial models and developing financial products. After learning some economic and financial knowledge, the focus will be on the study of time series, probability and other subjects. It's a relatively high-end major.
If you are employed, you usually need a master's degree in this major to show your level. Generally, there are more people going abroad for further study. The employment rate is higher and the treatment is better.
What are the employment directions of female students majoring in finance? 1. The Central Bank, the Banking Regulatory Commission, the Securities Regulatory Commission and the Insurance Regulatory Commission are financial regulatory bodies.
Being a financial officer in the industry supervision and management department should be the first choice for financial graduate students. First of all, China's finance is based on macroeconomics and macro-control of financial markets, and its professional application is easy to get started, and its policy grasp is relatively in place; Secondly, working in the industry management department for three to five years before going to the practice organization can at least give a middle-level position. Its limitation is that it is difficult to enter the competent departments of these industries, which may depend on the background. It is difficult for undergraduates to enter unless they are really excellent.
Two, commercial banks, including the four major banks and joint-stock banks, city commercial banks, foreign banks in the domestic branches.
It is a good choice for graduates to enter the four major state-owned commercial banks first. Because you have certain banking experience and professional background, the possibility of going to domestic joint-stock firms or foreign banks will increase. Many students joined the four major state-owned banks at the beginning. After the rapid development of urban joint-stock commercial banks, they have jumped ship and become the backbone of urban commercial banks and joint-stock commercial banks. Many of them became middle managers and a few became senior leaders. The flexible and pragmatic cadre appointment methods of city commercial banks and joint-stock commercial banks, on seniority, have made the four major banks become the "Whampoa Military Academy" for their professionals, and this situation is still continuing. In addition, although the four major state-owned banks have some bureaucratic habits, they are very attractive, especially for female students, because of their stable income, light pressure and high welfare level. It is suggested that friends who are interested in the four major state-owned commercial banks should focus on commercial bank management, international finance and monetary policy.
Three, the National Development Bank, China Agricultural Development Bank and other policy banks.
Policy banks, such as development banks and agricultural development banks, are also better choices, but their work nature is similar to that of civil servants, and their financial business is not prominent. They are all places that rely on policies to eat, and the benefits to personal career are still relatively weak compared with industry supervision departments and commercial banks. If they want to temporarily become a climate in the financial field, it is best not to choose such a unit. However, at present, the salary level and treatment of such units are better than those of commercial banks, which has become a bright spot to attract graduates' attention.
Four, securities companies (including fund management companies), trust and investment companies, financial holding groups and other financial companies with greater risks.
Securities, trusts and funds all rely on risk management for a living, and there are systemic risk factors in the industry. But it is relatively easy to make money, and the short-term return is high (risky). They operate according to the real enterprise management mechanism. If you want to develop professionally and make achievements, working in this industry is an excellent choice. Many fund managers and investment bank managers earn more than one million yuan a year. The difficulty lies in the gradual improvement of academic qualifications. The minimum requirement is a master's degree. Compared with banks and other financial institutions, the requirements for their personal investment management and financial operation ability are higher. If you are interested in these industries, you can choose the professional direction of securities investment, financial market and financial engineering. If you are majoring in financial management and master of law (undergraduate is financial economics), this is also a good choice. The recent re-emergence of trust industry has added a new choice for graduates majoring in finance, and the operation strategy of its big investment bank has made it take the elite route in employing people. There is a saying in the investment community that "80% of the company's profits are created by less than 5% of its employees". The current thinking of the above three companies is to actively dig corners, and these three companies have the strongest liquidity in the financial industry. Elite talents who are interested in risk management, travel all day, have a stomachache all the year round and have no place to live may wish to choose this industry. Of course, it is undeniable that the return of this industry is directly proportional to the input. It is suggested that male students choose this industry, which should be more developed.
Five, four major asset management companies, financial leasing, guarantee companies.
The four major asset management companies are similar to policy banks, and their initial purposes and functions are gradually weakening. The financial leasing and guarantee industries are developing rapidly and can be considered to enter. Of course, if you have experience in banking and securities, you should be more successful in entering this industry.
6. Insurance companies and insurance brokerage companies. Social security fund management center or social security bureau.
Insurance companies can refer to the analysis of commercial banks for several years. With the experience of insurance marketing and risk management, there are still many things to be done under the opportunity of the rapid growth of domestic joint-stock insurance institutions and the entry of foreign insurance institutions. Actuarial specialty is very popular. Social security centers and financial audit departments are places for providing for the aged, which are relatively stable and inflexible. Of course, friends who want to get steady income may wish to consider it as an option.
Seven, listed (to be listed) joint-stock company securities department, finance department, securities affairs representative, board secretariat, etc.
Working experience in the securities department of a listed company is also acceptable, and it spans two lines of the securities industry, and then it must have a foothold for development. If you do a good job in preparing for the IPO, it will be more beneficial to your future career. It requires high financial and industry analysis ability, so you should strengthen your study in this area.
Eight, the government administrative agencies in the sequence of national civil servants, such as finance, auditing, customs and other departments; Teachers majoring in finance in colleges and universities; Research institutions, researchers.
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