The difference between anti-fraud and anti-fraud

1, anti-fraud: prevention is the means, not the purpose of being cheated.

2. Anti-fraud: as a means to eliminate fraud.

Second, the difference of work content:

1, anti-fraud: the content of the general public is mainly to learn common fraud knowledge and prevent themselves from being cheated.

2. Anti-fraud: Anti-fraud is mostly the behavior and responsibility of the police or security department. By discovering fraud, stop fraud gangs and stop their criminal activities.

The anti-fraud system consists of five parts.

1, database

The database includes rule base, fraudulent transaction base, checked transaction base, information base and behavior model base. The rule base records the rules used to detect fraudulent transactions; The information base records the system maintenance information; The record of the fraudulent transaction library has been confirmed as a suspected fraudulent transaction by the fraud system; The tested transaction library records bank card transactions.

2. System management

The system management part is responsible for fraud monitoring, parameter management, transaction inquiry and rule management. It maintains the stability of the whole system. The operator of the Risk Management Department handles fraudulent transactions through the system management module, is responsible for connecting the case management system, and submits suspicious transactions to the case management system for further processing through system management.

3. Data collection

Data collection is responsible for transaction screening, field cutting and data loading. The collected data comes from the tested trading library. The data acquisition subsystem is responsible for collecting transaction data of various specifications and converting these transaction data into a unified format that can be recognized by the detection subsystem. In this way, the detection subsystem can focus on the detection work without worrying about the conversion of external transaction formats.

4. Fraud detection

Fraud detection is responsible for transaction scoring, rule detection and fraud warehousing. It is the core subsystem of the whole anti-fraud system. Comprises a scoring engine module and a rule engine module.

5. Monitoring report

Monitoring report is very important for the application and management of transaction anti-fraud system. Mainly divided into management applications, business statistics and system security. Reports can help business and risk managers understand the effectiveness of fraud detection and the distribution of personnel.