What are the best personal finance channels?

There are many kinds of personal investment and wealth management products, such as baby money fund, certificate of deposit, smart deposit, national debt, fund, gold, trust and insurance securities wealth management. Different products have different investment starting points. For example, safer products include money funds, certificates of deposit, and smart deposits. , but its return is relatively low, while equity funds are risky, but the probability of obtaining excess returns is also high.

Investment and financial management are very important: first, choose products that suit your income target, risk preference and liquidity requirements; Second, choose a "reliable" platform, such as banks, BAT and other platforms with big brand credit endorsement.

You can pay attention to some products on Xiaoman Wealth Management APP (formerly Baidu Wealth Management) platform, including current and regular wealth management products and selected fund products, for users to choose according to their own liquidity preferences and risk preferences.

For example, the current product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 65,438+000% payment within 500,000 yuan;

For example, the term bank wealth management product "revitalizing smart deposits" has an annualized rate of return of about 4.8%, which belongs to bank deposit products and is paid within 500,000 yuan 100%, which is suitable for stable and above investors;

You can search for "Du Xiaoman Financial APP" or pay attention to "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!