Who is suitable for annuity insurance and is it cost-effective to buy annuity insurance?

Annuity insurance is a long period of time, not everyone is suitable for insurance, want to buy cost-effective annuity insurance, you can look at this annuity insurance product review "What are the better annuity insurance products? Annuity insurance comparison to come"

So who is suitable to buy annuity insurance?

1. basic protection has been configured to complete the person

Annuity insurance, although there is also protection, but the protection is relatively small, and more one-sided, and life we need to avoid accidents, health risks, it is not able to provide protection, and the insurance is more emphasized "insurance". Therefore, the basic protection to do a good job and then consider financial management, so that financial management is meaningful.

2. People who have free money and financial needs

Annuity insurance needs to invest money for a longer period of time, and only for a longer period of time, the return is more objective, so the money insured must be free money, which does not need to be used for a short period of time.

3. People with pension planning

Annuity investment time is longer, if you want to make a plan for their own old age, this type of product is really better, equivalent to mandatory savings, this sum of money can provide a certain amount of material assurance in old age.

Written in the end:

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