What kind of insurance is Ping An Jinrui life

Peace of mind Jinrui life advantages and disadvantages analysis:

1, the advantages of peace of mind Jinrui life

(1) long-term high amount of payment, to protect the children's education, the life of loved ones, the parents of the old age;

(2) the fifth and sixth years of the cumulative payment of the first period of premiums, the quality of life to start as soon as possible;

(3) the full term of the payout of one times the basic amount of the policy, a variety of needs Once again, you can get financial assistance;

(4) Various types of insurance premiums can be chosen to enter the policy account of JCB, and the main insurance liability will be terminated at maturity, but the liability of JCB will still be valid, and the income will continue to come in;

(5) When you are in urgent need of money, you can use the policy to get a loan, or you can directly withdraw part of the account value from JCB to solve the urgent need.

2, Ping An Jinrui life shortcomings

Peace of mind Jinrui life belongs to the 3.5% pricing traditional insurance, belonging to the non-participating insurance products, although the income is relatively stable, but compared to the participating products, the income will still be a little less specific you can compare Taikang Xinfu annuity to see the difference between the two will understand the specific comparison of the content