What is the intermediate business of the central bank? What is the main intermediary business?

The intermediate business of the central bank refers to other businesses that are not included in the assets and liabilities business of the central bank. It is mainly the fund settlement business, and the clearing business is the traditional business of the central bank. The central bank's centralized clearing and fund settlement business among financial institutions across the country is also a concrete manifestation of the central bank's financial service function.

The central bank has three specific clearing businesses:

1. Centralized bill exchange

2. Settlement of exchange differences

3. handling funds in different places will be good for business.

Among them, the exchange of funds in different places is carried out through the electronic clearing network, and the exchange difference is finally cleared by the central bank.

1, bank card.

It refers to the credit payment instruments issued by commercial banks (including postal financial institutions) to the society with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

2. Use precautions

Bank cards are real names, so don't lend them to others.

When using a bank card, it is best to make withdrawals and transfers from the bank where the user name is located, which can save the handling fee. Bank cards should be put in boxes, not touching each other, and not discharged side by side with ID cards to prevent loss of magnetism.

Don't put the bank card in a cloth bag, don't carry it easily, it's easy to lose and break it.

Don't tell others the card number and binding of the bank card, let alone the password of the bank card.

3. Types of bank cards

Two types of bank cards can generally be divided into two categories, namely debit cards and credit cards. Among them, debit cards are mainly used for deposits and do not support overdraft consumption, including savings cards and wealth management cards. Credit cards can overdraw consumption and deposits, but deposits have no interest, including credit cards and quasi-credit cards.

4. Central Bank: The central bank is the dominant financial center of the country and an important tool for the state to intervene and regulate the development of the national economy. Responsible for the formulation and implementation of national monetary and credit policies, with unique currency issuance rights and financial supervision rights. The central bank of China is the People's Bank of China.