Traditional Culture Encyclopedia - Traditional culture - Bank loan process
Bank loan process
Bank loan process: 1. The applicant applied for a loan from the bank. Eligible applicants need to submit relevant information required for bank loans. 2. The bank evaluates the borrower's credit rating and verifies the authenticity of relevant information. 3. Banks investigate the legitimacy, safety and profitability of borrowers. 4. Loan approval. If the loan conditions are met, the bank will approve the loan and loan amount. 5. The bank signs a loan contract with the borrower. 6. The bank issues loans on time according to the provisions of the loan contract. 7. Loan repayment. The borrower needs to repay the loan principal and interest in full and on time according to the contract. If it wants to extend the loan, it should apply to the bank for extending the loan before the loan maturity date, and the bank will decide whether to extend the loan.
Legal basis: Interim Measures for Personal Loans
Article 11
To apply for a personal loan, the following conditions shall be met: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.
- Previous article:What's #1 on the April Fool's Day Twitter Hot 100?
- Next article:Five dimensions of American industry sales
- Related articles
- The flying flower order contains festive poems.
- What can I do to learn finance?
- What is the name of the equipment for carving jadeite?
- How many kilometers is it from Lhasa to Sishi Glacier?
- How to Integrate Traditional Culture into Mathematics Teaching
- Understanding and protecting our traditional culture is the unshirkable responsibility of everyone in China.
- The pedagogical model of discovery learning consists of three pedagogical segments,what are they
- Is Dalian Sun Valley School a liar?
- How to get the invitation code of the Straits Fishing Forum?
- Introduction to the method of installing Yuba in gusset ceiling