The Difference between Etiquette Deposit Certificate and Time Deposit Certificate

Bank certificates of deposit can be divided into many kinds, usually including etiquette certificates of deposit and time certificates of deposit. Etiquette certificate of deposit is a relatively rare time deposit product, which is a special time deposit product based on the traditional time deposit certificate to meet the needs of customers for gifts and collections. So what's the difference between etiquette certificates of deposit and time certificates of deposit? Let's get to know each other.

The Difference between Etiquette Deposit Certificate and Time Deposit Certificate

1 the forms of certificates of deposit are different: ceremonial certificates of deposit are often beautified, and bank ceremonial certificates of deposit are usually original with a specific theme; Time deposit certificate is a very common deposit certificate.

There are different rules for handling certificates of deposit: ceremonial certificates of deposit are restricted by banks and cannot be handled at any time; Time certificates of deposit are available all year round and can be processed at any time.

3 Different functions: Etiquette certificates of deposit have the function of giving gifts, and also have the significance of collecting and commemorating; Time deposit certificate has the saving function of a bank.