People in China love to pay by scanning code, but no one in developed countries cares. Why?

China's scanning code payment can be said to have developed to an extremely convenient and popular state. No matter where you go, you only need to bring a mobile phone, which is also amazing to many foreigners. The reasons why other countries seldom use this method are: first, the formation of payment habits; Second, the domestic payment technology is mature; Third, the cognition of payment methods is different.

First, the cultivation of payment habits In foreign countries, people often use credit cards to pay. In fact, credit card and scanning code payment have similar effects and functions, and can also be completed by simply swiping the card. At the same time, there is a certain amount of money every month, as long as they repay it regularly, much like "flowers".

When foreigners have developed such a payment habit, it is not easy for them to try some other means. After all, at first glance, the two are actually similar. In China, when credit cards were not widely used, scanning code payment was born, which had a great impact on everyone's payment habits and made people get rid of the traditional payment methods and adapt to this new payment mode more quickly.

Second, the domestic payment technology is mature. At the same time, these domestic internet finance companies have developed rapidly. Tencent and Alibaba can be said to have reached a very mature stage, so this also ensures that the payment technology has enough security, and there will not be too many loopholes, enough to accommodate a large number of people to pay.

In foreign countries, firstly, there are no mature companies, and secondly, these payment technologies are not well secured, so these payment technologies have not been popularized.

Third, foreign countries have different perceptions of payment methods, which may be due to the impact on payment methods and payment technologies. Many people are not optimistic about this way of scanning code payment, so they will not try this way. After all, there are safe and stable credit cards to use. However, in China, scanning code payment is more recognized. After all, it is very convenient and effective.