What's the difference between Ping An auto insurance, telephone sales and physical store sales?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! The difference between Ping 'an auto insurance telephone sales and physical store sales mainly lies in different insurance methods and different premium discounts, as follows:

1, different insurance methods

Ping 'an telephone auto insurance is to contact customers directly to complete the promotion, consultation, quotation and policy condition confirmation of insurance products. After the two parties confirm the transaction, the delivery staff will deliver the materials to the door at the specified time, and the owner can pay by credit card immediately after verifying the policy. When a physical store sells auto insurance, the owner needs to personally go to the counter of Ping An Company to handle the auto insurance business. It takes a lot of time and energy for the owner to go to the counter to inquire, which is more troublesome.

2. Different premium discounts

Ping An Telephone Auto Insurance does not need an intermediary link, which saves a lot of intermediary commission fees, so the owner should be able to get a discount of 15%; Physical store auto insurance costs more time, manpower and material resources, and the premium will be higher.

As for claims, in fact, Ping An telephone auto insurance is the same as physical store auto insurance. When you are out of danger, as long as Ping An Auto Insurance calls the police, people will be sent to the scene to investigate and help you with the relevant details until the owner gets the compensation. The quality of telephone auto insurance claims has not been reduced because of the low premium.