What are the advantages of p2p platform?

In 20 15, NPC and CPPCC put forward "internet plus", which provided better conditions for the development of internet finance. In 20 15, NPC and CPPCC put forward "internet plus", which provided better development conditions for Internet finance P2P. The rapid development of P2P platform benefits from its unique advantages. Let's talk about the advantages of P2P platform.

Advantages 1. Low threshold, fast capital operation and short investment cycle.

Compared with the traditional investment platform, P2P platform has great advantages in the investment cycle. The average cycle of the industry is about half a year, and the cycle of the large platform is generally about one year, especially for the regular wealth management products of the banking department, the cycle is two or three years, but the P2P platform is generally 1-6 months, and the cycle of 2-3 months is mostly.

Advantage 2. The investment interest rate is high and the risk is controllable.

Generally, the annualized rate of return of banks is about 3%, and the highest rate of return of wealth management products of banks is about 5%, while the annualized rate of return of P2P platforms is generally between 10%- 15%. It is much higher than the bank interest rate and it is guaranteed. Every financial income can be written into the agreement, not as unpredictable as stock funds.

Advantage 3. Good service level and simple operation.

The user base of P2P platform is small, and the service can be more timely, accurate and thoughtful. However, the service of large platform is generally realized by announcement or mass SMS, while P2P platform is often more thoughtful and meticulous in service in order to enhance the user experience. In terms of operation, there is no need to study charts, terms and data that require professional skills, such as K-line. Simple operation, you can enjoy the benefits as long as you move the mouse.

At present, people in China are more or less aware of financial management, but the financial management methods are still relatively traditional. As a new way of financial management, P2P is easy to operate and has high yield. It can be used as a new choice to help people manage their finances better in the downturn of the stock market.