Which is better, Zhaolian Finance or Jingdong Finance?

Zhaolian Finance and Jingdong Finance are both formal Internet financial platforms, providing financial services for individuals or enterprises. Individuals can use these two platforms for financial investment and financial management. Both platforms provide personal financial investment and wealth management services, and users can choose according to their needs and personal preferences.

1. Jingdong Finance is a personal financial business brand under JD.COM Digital Technology Group, and has become a personal financial decision-making platform selected by many users. Jingdong Finance takes platform, intelligence and content as its core competence, and cooperates with nearly 1,000 financial institutions such as banks, insurance companies and fund companies to provide users with professional and safe personal financial services. Jingdong Finance has launched nearly 10,000 financial products such as white bars, funds, bank wealth management, small coffers, gold bars, small white cards and small gold cards, covering four business segments of wealth management, lending and insurance in stages.

2. Zhaolian Consumer Finance Co., Ltd. (hereinafter referred to as "Zhaolian Finance") was established in March 20 15. Approved by China Banking and Insurance Regulatory Commission, China Merchants Bank and China Unicom jointly initiated the establishment of a licensed consumer finance company. Zhaolian Finance has two major consumer financial product systems, namely "good loan" and "credit payment", providing users with universal consumer credit services with no guarantee and low interest. Zhaolian Finance has comprehensively covered shopping, tourism, education, decoration and many other consumer scenes, serving tens of millions of customers and covering a vast area of the country.

3. Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information communication technology to realize financing, payment, investment and information intermediary services. Internet finance is not a simple combination of the Internet and the financial industry, but a new model and new business that is naturally generated to meet new demands after being familiar with and accepted by users (especially the acceptance of e-commerce) at the network level such as security and mobility. It is an emerging field that combines traditional financial industry with Internet technology.