Bank photovoltaic loan application process?

1. What is the application process of bank photovoltaic loan?

Photovoltaic loan application is mainly divided into three stages: application and review, review and signing of contracts, and loan issuance.

1. Application and review: After the project is put on record, the loan application materials shall be submitted to the Municipal Energy Conservation and Emission Reduction Center with the identity certificate of natural person, personal assets certificate or business license, articles of association, financial audit report for the last three years, project filing, power grid access approval, land or roof lease agreement, power purchase agreement, energy management contract and other relevant documents. After passing the preliminary examination and review by the Municipal Emission Reduction Center, the Municipal Emission Reduction Center will organize the road test and review of the project within 10 working days, and submit the recommendation opinions and related materials to banks and guarantee companies. Banks and guarantee companies simultaneously carry out guarantee audit work, and banks and district and county finance bureaus provide audit opinions.

2. Review and sign the contract: The guarantee company shall complete the guarantee review and sign the guarantee contract within 5 working days after receiving the review opinions and relevant materials from the bank. The bank shall sign a loan contract with the loan enterprise within 2 working days after receiving the guarantee contract.

Second, Jiangsu Bank Photovoltaic Loan Which bank has a photovoltaic loan bank photovoltaic?

Hello, at present, 2/kloc-0 banks including Jiangsu Bank, Zhejiang Zhuji Rural Commercial Bank and Zhejiang Haining Rural Commercial Bank have launched photovoltaic loan products.

3. Excuse me, which bank in Nangong City, Hebei Province can make photovoltaic loans?

It is best to apply for a loan at a local bank.

In view of this fact

First, Chinese mainland residents, under the age of 60;

Second, it has a stable address and work or business premises;

Third, there is a stable source of income;

Fourth, there is no bad credit record, and loans cannot be used for stock trading and gambling;

Fifth, have full capacity for civil conduct.

4. Excuse me, which bank has photovoltaic loans?

For example, China Agricultural Development Bank, Postal Savings Bank and Jiangsu Bank all have photovoltaic loans, and their policies are similar. Taking China Agricultural Development Bank as an example, the management method of photovoltaic poverty alleviation loans issued by it is as follows: the loan term is determined according to the borrower's comprehensive solvency, the payback period of photovoltaic poverty alleviation project investment and the construction progress. , the longest is not more than 65,438+05 years. In addition, according to the construction period of the project, an appropriate grace period is given, which is generally 1 year, with a maximum of 2 years. The loan amount is reasonably determined according to the actual needs of the project construction and the borrower's capital demand, solvency and risk protection measures provided. According to the principle of capital source cost and capital preservation operation, the loan interest rate is favorable, which is 0- 10% lower than the benchmark interest rate of the People's Bank of China. The specific pricing authority is subject to the authorization issued by the Head Office. Loan projects generally use secured loans, and the guaranteed amount must cover the loan principal and interest during the loan duration. The guarantee scheme can be optimized through the combination of guarantee, mortgage and pledge. For more information about which bank has photovoltaic loans, go to:/ask/4316601615398997.html? Zd view more content