What is a large certificate of deposit

If you are buying a large certificate of deposit through China Merchants Bank, definition of large certificate of deposit: an electronic book-entry certificate of deposit issued for individuals. It is a bank deposit financial products, is a general deposit, no risk, no age limit; Starting amount: see each period of the deposit, over the starting amount of part of the subscription base must be a whole number of times. At present, only One Card (Savings Card) is allowed to purchase, and it can be purchased in all the Bank's outlets, mass and professional versions, and mobile banking.

Outlet purchases: bring your OneCard and ID card to a China Merchants Bank outlet to make a subscription reservation, which requires card swiping and secret checking, and a double ID for the agent.

Purchase through mobile banking: log in to mobile banking, tap "My→All→Deposits→Large Deposit Certificates→Products List" (or click to enter the page), and then filter and purchase.

Purchase through Internet Banking: Log in to the public version and tap "Investment Management→Deposit Products→Large Certificates of Deposit" to purchase.

Internet Banking Professional Edition: log in to the Professional Edition and click "One Card→Investment Management→Deposit Products→Large Certificates of Deposit" to purchase.

After confirming the purchase, the product will start to pay interest immediately.

(Response time: June 4, 2022, please refer to the official website of China Merchants Bank for the latest business changes.)