Traditional Culture Encyclopedia - Traditional festivals - The old-age insurance system belongs to the traditional model, which country is which insurance?
The old-age insurance system belongs to the traditional model, which country is which insurance?
The basic old-age insurance system combining social pooling with individual accounts is a new basic old-age insurance system initiated by China in the world. The system adopts the traditional basic endowment insurance fund raising mode, which is shared by the state, enterprises and individuals. The basic old-age insurance fund implements social mutual aid; In the calculation and payment of basic pension, the structural calculation and payment method is adopted, emphasizing the incentive factors and labor contribution differences of personal account pension.
Therefore, the system not only absorbs the advantages of the traditional pension insurance system, but also draws lessons from the advantages of the personal account model; It not only embodies the characteristics of social mutual assistance, risk dispersion and strong security in the traditional sense, but also emphasizes the self-protection consciousness and incentive mechanism of employees. With the continuous improvement of this system in China, it will have a far-reaching impact on the development of the world's old-age insurance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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