In determining the motor vehicle insurance rate, generally should be considered from the car, from the person and other factors, the following are from the car factors ( ).

The following factors should be taken into consideration when determining the premium rate for motor vehicle insurance: from the vehicle factor, from the person factor, and other factors. From the vehicle factors mainly include: vehicle type, make and model, vehicle use, vehicle old and new, vehicle safety configuration, driving area, exhaust volume, parking location; from the human factors mainly include: the sex of the insured (driver), age, driving age, violation of the accident record, claims record, marital status, occupation, health status, personal hobbies and behavior, the number of drivers.