What are the problems in China's old-age insurance system?

China's old-age insurance system is constantly improving and reforming. So far, what problems still exist in the old-age insurance system? What causes the insufficient coverage of China's endowment insurance? Law is the basis to ensure the standardized operation of social endowment insurance. How to improve the legal system? How can we establish and improve the perfect old-age insurance system? Problems in the old-age insurance system in China 1. The reasons for the narrow coverage of old-age insurance in China are as follows. (1) Personal participation awareness is not high enough. (2) The implementation of policy propaganda is not strong. 2. The security level is low (1), the collective economy is weak, and the personal income growth is slow. (2) The efficiency of capital preservation and appreciation is low. 3. The management mechanism is not perfect (1), and the government functions are not fully reflected. (2) The management system is not perfect. (3) The uncoordinated reform measures restrict the development of the old-age insurance system. 4. Imperfect legal system, low level and lack of binding laws are the basis for ensuring the standardized operation of social pension. It is of great significance to strengthen the legal system. First of all, according to the needs of social and economic development and the principle of social equity, the old-age group pension insurance system is established as a means to adjust social distribution. Secondly, accelerate the legislation of endowment insurance, so that all measures of social endowment insurance can be followed by laws, which is convenient for operation and improves the stability of the system. Third, establish and improve the supervision mechanism of the old-age insurance law, ensure the standardization of collection, payment and operation of social old-age insurance funds, guard against the risks of social insurance funds, maintain and increase the value through reasonable operation, and better meet the needs of social old-age insurance system construction. To establish and improve the old-age insurance system in China, we need to adhere to Scientific Outlook on Development according to the national conditions of China, analyze the existing problems of the old-age insurance system in China with a scientific attitude and the spirit of seeking truth from facts, and explore the old-age insurance system suitable for China's national conditions with an innovative and enterprising spirit, so as to make contributions to building a harmonious society.