The difference between insurance agent and economic agent

China's Insurance Law clearly stipulates: "An insurance broker is a unit that provides intermediary services for the insured to conclude an insurance contract with the insurer based on the interests of the insured and collects commissions according to law." In China, the form of insurance broker is insurance brokerage company.

As for the insurance agent, it refers to the unit or individual entrusted by the insurer to handle insurance business on its behalf within the scope authorized by the insurer, and to collect agency fees from the insurer according to law.

2. Different positions and interests of delegates:

The role of insurance broker is equivalent to the risk management consultant of the insured. The role of insurance agents is to promote insurance products, collect premiums and assist insurance companies in surveying and settling losses.

Therefore, insurance brokers represent the interests of customers. Insurance agents represent the interests of insurance companies.

Tips: The above contents are for reference only.

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